Financial Services

Financial Planning

Personal financial planning is broadly defined as “a process of determining an individual’s financial goals, purposes in life and life’s priorities, and after considering your resources, risk profile and current lifestyle, to detail a balanced and realistic plan to meet those goals.” The individual’s goals are used as guideposts to map a course of action on ‘what needs to be done’ to reach those goals.

Alongside the data gathering exercise, the purpose of each goal is determined to ensure that the goal is meaningful in the context of the individual’s situation. Through a process of careful analysis, these goals are subjected to a reality check by considering the individual’s current and future resources available to achieve them. In the process, the constraints and obstacles to these goals are noted.  The information will be used later to determine if there are sufficient resources available to get to these goals, and what other things need to be considered in the process. If the resources are insufficient or absent to meet any of the goals, the particular goal will be adjusted to a more realistic level or will be replaced with a new goal. Get started on this process now. 

Insurance and Estate Planning with eMoney

As the world evolves, the financial challenges facing you our clients evolve too. To help our clients reach their financial goals, they need to see more, know more and do more.  EMoney provides visibility into all our client’s assets. So you see more, even assets we don’t manage. You gain a holistic view of your complete financial situation, so you know more about their lifestyle and more about your financial goals.

Portfolio Review

Get a complimentary analysis of your current portfolio. We’ll compare your current portfolio to your target asset mix so you can evaluate areas that may need adjustment.  Get your investments on track. We’ll suggest an investment mix to help you to better align your portfolio with your goal.

Wealth Management

Wealth management is an investment advisory discipline that incorporates financial planning, investment portfolio management and a number of aggregated financial services. High Net Worth Individuals, small business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management.