Life Insurance

Life insurance can be the foundation of your financial strategy and can help you leave a lasting legacy. It provides financial protection for your beneficiaries when you die. Some life insurance policies also accumulate cash value, offering a living benefit that can be used for supplemental retirement income, funding for a child's education or cash for emergencies.

At Sky Financial and Insurance Services LLC, we understand that everyone’s situation is unique. That is why we pride ourselves on putting a custom plan together that works for you and your family.  We are industry experts with many years of experience that have a full understanding of all the various policies available.  Let us assist you on putting the right plan in place. We have access to many of the top rated life carriers in the industry.  So we are able to utilize all the types of insurance to put a plan together for you.

Types of Life Insurance

Term Life - temporary coverage for a specific period of time. The initial cost is generally lower than permanent insurance.

Permanent Life – lifetime protection, no matter how long you live. Many policies are designed with a cash accumulation feature for added financial flexibility